As attorneys specializing in helping those injured in a car accident in Los Angeles, we often receive calls from concerned individuals who were involved in a car accident with an uninsured driver. Unfortunately, this scenario is becoming more and more coming in car accident in Los Angeles. Despite that the law mandates that drivers do not get behind a vehicle without having some type of auto insurance, drivers in Los Angeles often neglect that. Those same neglectful drivers are often the ones who cause accident, leaving innocent victims with limited ways of recover for the injuries they sustained as a result of the car accident. In this article, we discuss what are some options for dealing with individuals involved in an accident with an uninsured driver in Los Angeles.
First, it is important to ensure that the driver that cause the accident was in-fact uninsured. One way to do so is to check with the DMV whether there is any record of insurance for the driver. Generally, you will need to some sort of identification for the negligent driver as well as a license plate of the vehicle.
Assuming it is confirmed that the driver did not carry an auto insurance policy effective as of the date of the accident, the next step is to look at your own auto insurance to see if you have coverage for underinsured and uninsured drivers (also known as “UIM/UM” coverage). If that is the case, you may be of luck, as your own policy may cover your bodily injury.
One important thing to note is that you will have to obtain a police report from the Los Angeles Police Department indicating that you were involved in an accident with an uninsured driver. This must be done as soon as possible.
If you do not have UIM/UM coverage, the course of action that you will be left with is to sue the Defendant driver and attempt to recover from the Defendant driver personally and directly.
While there are several options to consider, as mentioned above, it is important to consult with a qualified car accident injury attorney before choosing which route to take.
Katz Law is a firm that specializes in recovery on behalf of clients that were involved in car accidents, motorcycle accidents, truck accidents, rideshare accidents, bicycle accidents, and pedestrian accidents. Its dedication toward assisting people who are hurt in accidents to obtain compensation for their injuries is remarkable and makes it reliable.
As car accidents attorneys, we will help you get back on your feet after an accident occurs. Talk to us as soon as you experience a car accident. Don’t let the insurance companies take advance of you “early in the game”. Contact us now!